Medicare Made Easy Pt 2
How can I register for Medicare?
You can subscribe to Original Medicare through the pension or social security board, or in one of the following ways:
• online on the social security website
• Call 1-800-772-1213 from 7:00 am to 7:00 pm Monday to Friday. Call 1-800-325-0778 to get TTY services.
• Via a personal visit to a social security office
Whenever you contact the railway board commission if you’ve ever worked in a railway, call the RRB on Monday to Friday from 9.00am to 3.30pm at 1-877-772-5772. Call 1-312-751-4701 for TTY services.
Now, If you receive social benefits or retirement benefits before the age of 65, the Medicare A and B parts will be registered automatically. You will sign up for Medicare advantage plans here http://www.medicareadvantageplans2020.orgat the same time you apply for a retirement pension, through social security or train retirement. If this applies to you and you receive retirement benefits before your sixty-fifth birthday, you will be automatically enrolled in Medicare Parts A and B on the first day of the month you turn 65.
When you reach the age of 65 at the starting of the day of the month, your health insurance begins on the first day of the previous month.
If you do not get retirement benefits at the age of 65, you must manually register with Medicare. The first 7 month registration period is the first time you can register and start 3 months before you turn 65. This includes the month in which you turn 65 and ends 3 months later.Some people are entitled to Medicare before the age of 65 if they have received disability benefits or social security from the Pensions Authority for 24 months. If you are eligible for a disability, you will receive a health insurance card by e-mail 3 months before the date on which disability benefits will expire until the 25th month. Then you will be automatically registered at the 25th month.
Some patients may also benefit from Medicare if they suffer from amyotrophic lateral sclerosis or end-stage renal failure. Authorization and registration in these situations work differently. You can register for Medicare 24 hours a day, 7 days a week, by calling 1-800-MEDICARE (or 1-800-633-4227). Since you have to pay a premium for Medicare Part B, you can choose not to register or delay the application, but you may be aware that you may be penalizing for a late registration. A few months before age 65, you will receive an email containing the information you need.
How much does Medicare cost?
The cost of Medicare depends on the type of insurance you choose. With Original Medicare, monthly premiums depend on the number of quarters of your social security credits. You will receive a free part of Medicare if you worked at least ten years (i.e. 40 quarters) and you paid for Medicare taxes during this period. If not, you may need a monthly premium for Medicare Part A. The exact amount of the bonus depends on how long you work.